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About Us

Established in 2000, Credit Union Lending Systems (CULS) is a service offered exclusively to credit unions and their members. Our unique partnerships with hundreds of auto, boat, motorcycle and RV dealers allow buyers to secure convenient credit union financing right at the dealership. Members simply make their best deal and save money with a low-cost credit union loan!

What Sets Us Apart

Credit Union Lending Systems doesn’t work for shareholders or
bigwigs – we work for the credit unions and communities we
serve. Through our exclusive alliances, credit unions are able to
provide convenient lending services to a broader community,
and dealerships enjoy more referrals and greater financing options. In addition, our staff educates buyers about the purchase experience, so they can drive away happy. This local approach to lending applies across multiple states and regions, and it’s a unique system our competitors simply can’t match.

Check out a few of the advantages our partners enjoy:

  • Credit unions oversee our policies and operations to ensure program efficiency.
  • We use updated technology to provide fast, accurate information to our partners.
  • Sale events increase program awareness, encourage cooperation and boost membership.
  • Dealers receive monthly incentives to encourage network lending and maximize loan volume.
  • We directly fund approved contracts to simplify the loan process and eliminate closing delays.
  • All participants receive marketing support and educational resources, including seminars, signage, brochures, consumer websites and print materials.


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